China's financial network CEO Dr. Zhao Liang on personal finance

At 9:14 on May 28, 2008

May 23, the first financial Cultural Festival in Tianjin in 2008 and international finance and investment in Tianjin Binhai International Conference and Exhibition at Expo Centre. China's fiscal planners, secretary general of the Association, the Chinese financial network CEO Dr. Zhao Liang invited to attend the meeting and the "little gold - the financial elite financial dialogue" forum delivered a wonderful speech.
"The Fair" the first day, a domestic financial market situation on the Summit has attracted the attention of the participants. Zhao Liangbo Stephen to the Chinese financial market restless, Jidong, fibrillation, the action of "four dynamic" of view, it is refreshing.

Liang Zhao said: "From 2006, 2007, increased significantly during the stock market, many investors into the investment market, many people say no to buy-is-an equity fund that is, if the Fund must buy hybrid that you The brain defects, bought a piece of money from the fund after two money to earn a lot of money, and also that many people enter the stock market, this time for fiscal everyone is buying stocks, buying stocks funds, other things not More consideration, the fiscal "Jidong" from October, the market is not obvious rise even started to decline, we do not know Why is there such financial problems. To the third stage of the fibrillation, we found that the bank financing products A zero income, but also the banks of these financial products is not so safe, and this time everyone on a confused and puzzled that the original fiscal input after a money today, tomorrow is the two money, is more between the Zhuanshun Become a millionaire, the beginning of the year fibrillation more formidable, not only from 6,000 points to 3,000 points, or even all of the rumors have begun, for instance, the China Banking Regulatory Commission recently issued a number of financial products the new requirements, I think this time of market entry The normal state, is the next action. Why do I say that, in fact, all actions, but I said that action should be rational and normal, because when the kids can walk Bengbengtiaotiao, but can Bengbengtiaotiao children, adults Can not, the action on behalf of the people on the concept of the financial markets mature, I think this is the need for a very long time, the action only just beginning, because fibrillation is not over, so I hope everyone through this forum, the action can be Understanding. "

When talking about how personal financial management issues, Liang Zhao said that with China's economic growth and relatively high speed of structural changes in capital markets, Chinese investors from now on a 3 "Adaptation."

Liang Zhao said: "This term finance and investment is a beautiful misunderstanding is the common mistake, I think we should separate the investment and financial management, financial management is a broad scope, and investment is only one of the field, I say that . Consumption is not the fiscal »China's financial network in the formulation of ideas, our consumption, China's 5,000-year history is Qinjianchijia stresses, is to have half a bowl of rice to eat today, tomorrow, eat half of fiscal management is to enjoy life, I Financial management is a concept put forward is to enjoy life, which fiscal spending is very important component of. "

"I am in a number of forums which made it clear that I am opposed to 'the slaves',' card slaves', 'car slaves' words, look at the rich world, is relying on its own a few of the assets of the rich rolling change »By foreign forces are to the rich, no outside help is very difficult to enrich their own, no bank products, including personal loans, Auto Financing, credit cards, have become the slaves, slaves cards, car slaves, not because of the wrong products , Is used because the products were not deep understanding of it, risk control not enough, ordinary people Yunyunzhongsheng, if on their own money each month 1000 2000 money life very difficult, so must be scientific, appropriate and reasonable use of External force to carry out the scientific manipulation, so I say that this is the essence of science. Has become a 'card slaves',' car Slavery ',' the slaves', because he do not know, do not understand that we should learn and I think that Fashion which includes a consumer, the second is to find ways to use foreign forces as soon as possible so that their own prosperity. "Liang Zhao said.

Liang Zhao, Chinese investors from now on a 3 "Adaptation."

The first is the adaptation of global economic integration after the Chinese capital market. Chinese investors should not only concern the domestic A-share market, but also to understand the world capital markets;

The second is to "full circulation" after the Chinese market. This may be a very difficult process, but also a wealth redistribution process, investors should have a deep understanding;

The third is to adapt to China joint-stock reform, the listed company's shareholders mentality changes. Because they hold a lot of hands, to be thawed and the stock has been thawed, they will market the right to speak in the next 23 gradually released, thus affecting the market situation.

For fiscal habits we may not have a false distinction, in fact, consider the wisdom of ordinary people usually do not have their own consumption from the actual action of exclusion, but gradually the word and fiscal management and more distant, and perhaps should be everyone's life Experience and wisdom in the direction from this perspective runs through it, in fact, including financial management or on the arrangements for the consumer, but also to lifestyle and a broader move to a broader understanding of the broader areas of financial management.