Millionaire families of the top five financial questions,

Most people have heard in many millionaires will adopt the following ways to enhance the economic efficiency of their families will be very surprised: refurbishment of furniture rather than the purchase of new, replacement cheaper long-distance telephone company; never by telephone shopping for shoes will be the end of Or repaired; buy groceries using coupons, buying the bulk of household items.
Millionaires do not really spend money潇洒

Millionaires not only in the accumulation of wealth, successful enterprises and the creation of high-income earners on the very success, they generally also have efficient financial management of the family. Most people have heard in many millionaires will adopt the following ways to enhance the economic efficiency of their families will be very surprised: refurbishment of furniture rather than the purchase of new, replacement cheaper long-distance telephone company; never by telephone shopping for shoes will be the end of Or repaired; buy groceries using coupons, buying the bulk of household items.

Some people often ask me: "Why are millionaires also use coupons?« But doing so can save 50 cents a day, how many lives it can save »!" In the United States, the typical well-off families a week in food and household supplies The expenditure on over 200 U.S. dollars per year more than 10,000 U.S. dollars. The adults in his life, the figure around 400,000 to 600,000 U.S. dollars between. But if you know that this figure will be reduced 50 percent, to 200,000 to 300,000 U.S. dollars and the money to invest in a ranking of the top stock funds, according to the rate of return over the past few years, you have to earn The money will be over 500,000 U.S. dollars, how would you do »

The vast majority of millionaires pinning hopes on the future. They may have certain period of time in various activities to calculate costs and benefits in order to achieve savings. Such acts of wealth accumulation and a high degree of correlation, which is thrifty millionaire comprehensive plan in a small piece.

Key here. Today, the United States has 2 / 3 of consumers are more impulsive type of consumers. He did not carry shopping alone or with only a short shopping list to appear in a supermarket. They have no plan, in shopping centres in four stroll, which is likely to spend in looking for more time. The more time spent, he spent more and more money. This fact once again been confirmed. Moreover, no shopping list of circumstances, people often need to purchase only after weeks or simply do not need things. You might think that most of the millionaire is to allow maids to take to the streets shopping. In fact, most millionaires like himself to buy daily necessities.

Then, in a food store to buy things in the best way what is it «I have seen in the millionaire and his wife, a couple doing the best. They often patronize the two food shops Nei Jing painted the map, and marked on each type of merchandise the name and location. This map will serve as the weekly shopping list and Buy plans. If in a week they run out of a particular item, they will be on the map on this painting of a circle. They also use this method for shopping, of course, a discount coupons and related gift will be credited on the map.

This sounds like a lot of work needed, the actual is not the case. They have their own views. If you do not have a shopping list, not to plan, then you will be in the weekly food shop to spend 20 minutes, 30 minutes or more time, that is, you do not plan ahead of the reason. If the occupation of 30 minutes per week, the adults in his life, this would be 62,400 to 78,000 minutes, or 1,040 to 1,300 hours.

Your life in more than 62,000 minutes of time wasted in a food store, this is definitely not very efficient behavior - if the time was spent on investment plans, see your sons and daughters to play baseball or softball, holiday, Thanksgiving God Blessed, you upgrade the computer technology, physical activity, good business, or write books, Do not you think that it would be better »